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Registered Representatives are registered with and securities offered through Kovack Securities, Inc. Member FINRA/SIPC. 6451N Federal Highway, Suite1201, Ft. Lauderdale, FL 33308 (954-782-4771. Investment Advisory Services offered through Kovack Advisors, Inc. A SEC Registered Investment Advisory Firm. Investment Advisory Services offered by John P. Schwan, Jacob Cramond, and Amanda Decker are offered through Schwan Financial Advisors, LLC a State Registered Investment Advisor. Schwan Financial Group and Schwan Financial Advisors, LLC are not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Investment Adviser Representatives may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc.

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Link to Client Relationship Summary form can be found at http://kovacksecurities.com/Form_CRS.pdf