Risk Management

Our proven processes, personalized for your situation, are not one sized fits all. Taking a holistic approach, we create synergy with your Master Plan (core capital) and offer plan design and analysis to find the best solution for you. Once established, Rhythm Review & Ongoing Management provides continual optimization for your needs.

Our independence allows us to focus on creating strategic relationships, gain full market access and gives us the ability to shop the marketplace to find the best products and highly-rated companies to fit your situation.

Business

Succession
Buy / Sell
Key Employees
BOLI, COLI

Personal

Family Protection
Income Replacement
Legacy

Estate

Conservation
Multigenerational
Trust
Ongoing Management

Long Term Care Insurance

Get the care where you want it (Home, Assisted Living, Nursing Home). We help you protect your spouse/family, legacy and dignity along with providing you peace of mind.

An extended Care Event is a growing concern for the baby boomer generation as they inch closer to retirement. The ever-growing costs of medical care make this a top priority as you plan your retirement.

We also offer Disability Insurance or Pay Check Insurance.

We welcome the opportunity to learn about your unique situation.

Registered Representatives are registered with and securities offered through Kovack Securities, Inc. Member FINRA/SIPC. 6451N Federal Highway, Suite1201, Ft. Lauderdale, FL 33308 (954-782-4771. Investment Advisory Services offered through Kovack Advisors, Inc. A SEC Registered Investment Advisory Firm. Investment Advisory Services offered by John P. Schwan, Jacob Cramond, and Amanda Decker are offered through Schwan Financial Advisors, LLC a State Registered Investment Advisor. Schwan Financial Group and Schwan Financial Advisors, LLC are not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Investment Adviser Representatives may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc.

Link to Client Relationship Summary form can be found at http://kovacksecurities.com/Form_CRS.pdf

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